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Welcome! Here You Can Find Great Information on Raeford, Fayetteville, Hope Mills and Fort Bragg, North Carolina Real Estate  Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Need local real estate information? We've summarized much of what is important about the Raeford, Fayetteville, Hope Mills and Fort Bragg real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Raeford, Fayetteville, Hope Mills and Fort Bragg real estate agents, we have the experience and track record you are looking for. Please let us help. - The Samoura Team 
Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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The Samoura Team
RE/MAX Allstars West
7760 Good Middling Drive Ste 101-103
Fayetteville, NC 28304
910-977-1887
Fax: 910- 486-6571
e-Fax: 206-600-5145
oumousamoura@NUMBER1EXPERT.com
Buying or selling a home can be exciting, rewarding and overwhelming, all at once. As real estate investor, I have been through these same feelings even before becoming a Realtor. I understand the strong need for having a serious professional agent on your side during this crucial process.
I am a longtime resident of the Fayetteville/ Ft Bragg market area, a CRS, e-pro candidate, a member of several professional Associations including Fayetteville Home Builders’ Association, the Cumberland County Business Bureau and a Star Power member. I am the Broker/ Co-owner of Re/Max Allstars West.
A great deal of my business comes from repeat referrals from past clients. What I would like to share with you is: Caring, Professional, Unparalleled Service. Always!    
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